Motor Trade Insurance
Protection for every mile of your motor trade journey - with cover designed for businesses that buy, sell, repair, move or handle vehiclesRequest a quote
Motor trade insurance is different from standard private car insurance because motor traders often drive or move multiple vehicles, including customer vehicles and stock vehicles. A motor trade policy is built around those day-to-day realities, whether you need road risks only or a combined package for premises, liability and more.
What you can cover
Choose the structure that fits your operation:
Road risks only
Designed for businesses that primarily need cover for driving/moving vehicles for motor trade purposes, with the option to add liability covers depending on your needs.
Combined motor trade policy
A broader package that can include protection for your premises, equipment and liabilities, alongside road risks-often the best fit for garages, body shops and larger operations.
Policy features commonly requested by motor traders
- Combined or road risks only options
- Cover for own vehicles and customer vehicles
- Cover for courtesy cars
- Dedicated claims service
- Cover placed with an A-rated Irish insurer (where applicable)
Risks we can help you insure against
Depending on your business and selected covers, motor trade policies can include protection for:
- Material damage
- Fire, theft, storm and flood
- Public liability and employers’ liability
- Defective workmanship
- Sales and service indemnity
- Wrongful conversion
Why NFP for motor trade insurance
- Cover shaped around how motor traders actually operate
- Options for road risks only right through to combined packages
- Clear route to tailor cover for premises-based, mobile, or multi-site setups
- Straightforward claims support through a dedicated service
FAQs
Road risks focuses on vehicle-related cover for motor trade purposes. Combined policies typically add broader protection like premises, equipment and additional liabilities.
Motor trade policies are designed for businesses that work on and move customer vehicles; cover can extend to vehicles in your care/custody/control depending on the policy.